refinancing & debt consolidation
Looking for a lower interest rate?
Struggling to keep on top of multiple debts?
Needing extra funds?
With so many low rates being advertised, it is easy to think that refinancing might be a good option. We will assess your situation and look to see if you can save money with one of our over 30 lenders. Sometimes, it can be better to stay where you are. We will check with your lender to see if they can compete with the lower rates that are being advertised. This can often be a less costly way to get a better rate on your loan, rather than moving to another lender.
If you have equity available in your home, we can help you access this to pay off some of your more costly debts. Credit cards, personal loans or store cards often charge a higher rate. We will look at your overall situation to see if we can help ease the burden of multiple loans or credit card repayments every month.
Accessing Funds from your home
Do you need some funds to make some improvements to your home or have another expense you would like help to pay for? You may have equity in your home which you can access for a much lower rate than a personal loan. We can help assess to see if this is an option for you.
Keen to buy a vehicle, asset or another vital piece of equipment for your business and immediately write off the cost? Well, you better get cracking, as we’re officially entering end-of-financial-year territory.
Australia’s biggest bank has hiked its three-year fixed rate for owner-occupiers in a further sign that “the tide is turning on interest rates”. So if you’ve been thinking about fixing your interest rate, it could be high time to do so.
Small businesses in dispute with the ATO over their tax debt will get “a fairer go” under new rules proposed in the federal budget. Meanwhile, one-year extensions have been granted for the full asset write-off and loss carry-back schemes. Let’s break it all down.
Single parents saving for a property and first home buyers are the big winners from this year’s federal budget. Today we’ll break down the three schemes that will help them crack the property market sooner.
While it might feel like property prices are skyrocketing out of reach, the majority of Australian homes are actually cheaper to buy than rent over the next decade, according to a new report.
Property prices climbed at a breathtaking pace in early 2021, which has been good news for homeowners and heartbreaking for house hunters. However, there are seven key signs that the pace of capital gains has peaked, says CoreLogic.