Personal & Car Loans
Needing a holiday?
Doing some home improvements?
Wanting to buy a car, caravan, boat or motorhome?
At Directional Finance we have a range of lenders who specialise in Personal Loans.
Secured or Un-secured, we can offer both.
Generally, secured loans have a lower interest rate, however, this will depend on the asset being used as security.
Personal Loans for things like holidays and weddings, are unsecured and will attract a higher interest rate.
Personal & vehicle loan rates are calculated using your overall situation, including your credit score. We can quickly assess this with a small amount of information from you.
Be careful not to approach too many organisations, as this can affect your credit rating and increase the interest rate. By coming to us we can assure you that your credit rating will not be affected unless you apply for a loan.
Keen to buy a vehicle, asset or another vital piece of equipment for your business and immediately write off the cost? Well, you better get cracking, as we’re officially entering end-of-financial-year territory.
Australia’s biggest bank has hiked its three-year fixed rate for owner-occupiers in a further sign that “the tide is turning on interest rates”. So if you’ve been thinking about fixing your interest rate, it could be high time to do so.
Small businesses in dispute with the ATO over their tax debt will get “a fairer go” under new rules proposed in the federal budget. Meanwhile, one-year extensions have been granted for the full asset write-off and loss carry-back schemes. Let’s break it all down.
Single parents saving for a property and first home buyers are the big winners from this year’s federal budget. Today we’ll break down the three schemes that will help them crack the property market sooner.
While it might feel like property prices are skyrocketing out of reach, the majority of Australian homes are actually cheaper to buy than rent over the next decade, according to a new report.
Property prices climbed at a breathtaking pace in early 2021, which has been good news for homeowners and heartbreaking for house hunters. However, there are seven key signs that the pace of capital gains has peaked, says CoreLogic.